We understand that for many people, funding drug or alcohol rehabilitation is a significant concern. Read on to discover more about how private health insurance can help with the costs.
For immediate help with drug addiction treatment, contact The Hader Clinic. We offer priority admittance for patients in crisis.
Contact usThe Hader Clinic works with all private funds that offer insurance coverage for residential or outpatient rehab, including Bupa, Medibank, CBHS, NIB and more.
We are fortunate in Australia to be able to use a variety of public health care services like doctors and hospitals. Many of these can be accessed without charge, making us the envy of the world.
However, specialist medical services such as inpatient drug rehabilitation for drug or alcohol addiction are typically privately-run, often requiring out of pocket payments to meet the cost of using them.
Rehabilitation clinics and treatment facilities are considered one of the most affordable ways to get back on your feet. For $14,750 you can live in rehab for 28 days and receive comprehensive care that includes accommodation as well as psychological treatment and detox support.
This kind of fee is beyond the financial means of most individuals. However, private health cover can fund rehabilitation treatment fully or partially.
Not all health insurers provide full coverage for drug and alcohol rehab. Some cover outpatient services but not residential stays, while others restrict their coverage to their high-tier plans.
Private insurers, like Medibank and Bupa, are more likely to help cover the cost of inpatient rehabilitation for addiction. Public insurers typically cover more affordable outpatient services, like access to psychologists, occupational therapists and in-home care providers. Both inpatient and outpatient programs can be effective as long as they provide holistic, patient-tailored and evidence-based therapies.
If you’re struggling to afford a stay with us, we still encourage you to get in touch. We’ll gladly offer you advice and contacts to help you or your loved ones get on the sober path.
Rehabilitation clinics and treatment facilities are considered one of the most affordable ways to get back on your feet. For $18,200, you can live in rehab for 28 days and receive comprehensive care that includes accommodation, psychological treatment and detox support. Our outpatient services, which include weekly counselling and a 24/7 crisis hotline, are available at $295 per week.
Private health coverage can fund rehabilitation treatment fully or partially if you have cover for inpatient hospital psychiatric services. Insurers typically reserve this level of coverage for top-tier members, with psychiatric health insurance starting at around $200 per month for inpatient treatment.
We’ve done our best to make our inpatient and outpatient services as accessible as possible, but we appreciate that our rehab costs may still not be low enough for some, even with insurance. As always, we encourage you to get in touch so that we can guide you towards alternative avenues for help.
There is no specific coverage for drug and alcohol addiction under Medicare, but you may still be able to get help. The Better Access initiative can provide some mental health support with ten sessions. To be eligible for this support, you will need to see your GP and they will assess your situation.
Some private health insurance policies do not always cover alcohol addiction treatment. So before you choose a policy, make sure you compare different health funds so that you are aware of what is and is not covered. This way, you won't be surprised if you need to use your policy for alcohol addiction treatment and find out that it's not covered.
There is no "best" insurance provider for rehab. Different insurance companies offer different policies, and it's important to compare health funds to find one that meets your individual needs. Critical factors to consider include whether the policy covers inpatient or outpatient treatment, research-based therapies, and what out-of-pocket costs you'll be responsible for.
Other factors, such as upper coverage limits and pre-existing condition exclusions, can also be important considerations. Speak with a knowledgeable insurance agent or therapist to learn what might be best for you.
The cost of a rehab treatment program depends on the particular physical, psychological and emotional needs of each patient.
Some rehab programs are more expensive than others because they offer more luxurious accommodations or individualised care. However, most reputable rehab facilities will not leave patients with unmanageable bills.
Many people receive insurance benefits that cover a large portion of the cost of drug or alcohol rehab. Additionally, several government-funded programs are available for those who cannot afford to pay for treatment privately.
Private organisations such as Alcoholics Anonymous and Narcotics Anonymous also often provide financial assistance to those in need. Ultimately, the best way to determine how much rehab will cost is to contact a facility directly and ask for a breakdown of their rates.
There are different types of rehab programs, and some may be offered at no cost to the participant. However, generally speaking, most rehab programs require participants to pay a fee. Rehab is a very costly endeavour, and the facilities need to charge participants to cover their costs.
The best rehabs are often those that are most expensive. This is because they offer the highest level of care and have the best success rates. So, if you or a loved one are looking for the highest possible chance of overcoming addiction, it’ll likely involve incurring costs.
Most insurance companies will cover inpatient rehab to some extent. However, coverage varies widely from one insurer to the next, so it's important to check with your provider to see what is covered under your specific plan.
Some common features of inpatient rehab that are often covered by insurance include detoxification, individual and group therapy, and educational classes. However, some out-of-pocket costs may depend on your particular plan, so it's always best to check with your provider in advance.
If you have any rehab health insurance questions, The Hader Clinic can answer them. Just enter your details below and we’ll contact you shortly.
Inpatient Rehabilitation Program and Transitional Housing program.
Hospital rehabilitation centre for 28-Day Withdrawal & Detox Program.